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The Denomination Ladder
Fex's Small Money uses two currency families that scale together:
- Cent:
1 Cent,
2 Cent,
5 Cent,
10 Cent,
20 Cent,
50 Cent - Foney:
1 Foney,
2 Foney,
5 Foney,
10 Foney,
20 Foney,
50 Foney,
100 Foney,
200 Foney,
500 Foney,
1000 Foney,
2000 Foney,
5000 Foney,
10k Foney,
20k Foney,
50k Foney,
100k Foney,
200k Foney,
500k Foney
Each step follows the same 1-2-5 pattern, so you can always trade a handful of smaller pieces for the next size up.
Consolidating and Breaking Down
Use the
ATM | Automated Teller Machine or
FSMM Mobile Banking to convert between sizes. Deposit small denominations such as
1 Cent,
2 Cent,
5 Cent and withdraw the equivalent in Foney notes, or go the other way when you need exact change for a low-value trade. High-value notes like
100k Foney,
200k Foney,
500k Foney are best kept for large purchases; break them into
10k Foney,
20k Foney,
50k Foney or smaller before shopping so you can pay precise amounts. Keep a mix of Cent and low Foney pieces on hand for small transactions, and store surplus high notes in the ATM until you need them.












